PATech Labs News
What's happening with AI in business: facts, primary sources, and named authors. In English, Russian, and Spanish.
On September 28, 2026 the FTC warned that health insurance scams pick up during Open Enrollment, and that scammers sometimes pay to appear at the top of search results. The dates, how the paid ad trick works, and a three step rule: type it, skip the ad, check .gov.
The FTC asked on September 24, 2026 whether the ad tools of social media and search engines help impersonation scams, which cost Americans nearly $3.5 billion in 2025. Four dated September examples and a four-check rule a business can adopt this week.
In fiscal year 2025 the U.S. Treasury helped prevent, detect or recover an estimated $11.7 billion in fraud and improper payments, 38% more than the year before. How its screening works, why a person still decides, and the three-part payment check a small business can copy.
The FBI counted nearly 61,000 complaints about fake police and government callers between January 2025 and July 2026, with more than $1.6 billion lost. The script is always the same, AI now helps it on video calls, and one callback rule stops the payment.
An agentic AI audit traces calls, leads, quotes, recurring work, and revenue through real records. It reveals measurable process gaps and a safe sequence for fixing one of them first.
FinCEN's final rule, effective August 14, 2026, permanently ends beneficial ownership reporting for U.S. persons and deletes the data already collected. What it covers, who is still in scope.
Enterprise AI agents are spreading fast, but Gartner and McKinsey data show a sharp gap between adoption, scale, and durable business value.
FDA lists Dexcom and Cadence Solutions in its TEMPO pilot, but selection is not approval and the agency says effectiveness for the pilot uses has not yet been evaluated.
HHS guidance separates permitted appointment reminders from the privacy safeguards that shape their content and delivery.
The FDA cleared UpDoc's type 2 diabetes software, the first medical device built on a patient-facing LLM. Here is what agentic clinical AI under regulation means for clinics and for teams building compliant AI agents.
A practical guide to the IRS EIN verification notice, who can download it, what it can show, and the current Business Tax Account limits.
A source-backed worksheet for connecting balance-sheet data, sales channels, expenses, and cash timing to a practical thirty day review.
Chime is cutting about 150 jobs, roughly 10% of its workforce, and points to AI efficiency. The automation behind the decision sits in the back office, not the product. What the memo actually says, and what a 40-person business should take from it.
A practical evidence scorecard for testing AI vendor claims, access, ownership, acceptance, and exit conditions before a US small business scales a purchase.
A source-backed framework for comparing an AI receptionist with human reception coverage without confusing list price, wages, scope, and operating risk.
A practical guide to the difference between chatbots, workflows, and AI agents, including tool permissions, human approval, cost, latency, and a safer path to deployment.
